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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,295 | $162,136-50.5% | $152,301-47.3% | $154,746-48.1% |
| Participation rate | 85.7% | 84.1%+1.6pp | 82.4%+3.3pp | 80.7%+5.0pp |
| Annual return | 17.48% | 91.02%-73.5pp | 80.50%-63.0pp | 172.34%-154.9pp |
| Employer contribution / active EE | $2,128 | $4,890-56.5% | $4,624-54.0% | $4,379-51.4% |
| Participant deferral / active EE | $2,877 | $8,341-65.5% | $8,004-64.1% | $6,730-57.3% |
| Admin fee / account holder | $487 | $15,759-96.9% | $14,398-96.6% | $14,365-96.6% |