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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,126 | $148,582-68.3% | $135,942-65.3% | $139,456-66.2% |
| Participation rate | 88.9% | 83.9%+5.0pp | 81.9%+7.0pp | 80.3%+8.6pp |
| Annual return | 17.98% | 79.26%-61.3pp | 68.28%-50.3pp | 373.45%-355.5pp |
| Employer contribution / active EE | $1,687 | $5,245-67.8% | $4,858-65.3% | $4,753-64.5% |
| Participant deferral / active EE | $2,661 | $8,101-67.2% | $7,759-65.7% | $6,711-60.4% |
| Admin fee / account holder | $356 | $12,402-97.1% | $10,764-96.7% | $11,407-96.9% |