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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,345 | $165,381-73.2% | $149,730-70.4% | $158,966-72.1% |
| Participation rate | 71.4% | 84.6%-13.1pp | 82.5%-11.1pp | 82.0%-10.5pp |
| Annual return | 13.78% | 348.29%-334.5pp | 276.70%-262.9pp | 302.95%-289.2pp |
| Employer contribution / active EE | $2,116 | $5,104-58.5% | $4,645-54.5% | $4,762-55.6% |
| Participant deferral / active EE | $3,780 | $7,182-47.4% | $6,843-44.8% | $5,983-36.8% |
| Admin fee / account holder | $4,940 | $10,809-54.3% | $9,310-46.9% | $11,250-56.1% |