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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,388 | $94,439+103.7% | $73,658+161.2% | $154,746+24.3% |
| Participation rate | 25.0% | 64.7%-39.7pp | 57.0%-32.0pp | 80.7%-55.7pp |
| Annual return | 20.34% | 28.25%-7.9pp | 29.72%-9.4pp | 172.34%-152.0pp |
| Employer contribution / active EE | $537 | $1,257-57.3% | $1,032-47.9% | $4,379-87.7% |
| Participant deferral / active EE | $2,681 | $2,527+6.1% | $2,062+30.0% | $6,730-60.2% |
| Admin fee / account holder | $100 | $3,843-97.4% | $3,357-97.0% | $14,365-99.3% |