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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,116 | $81,763+49.4% | $58,561+108.5% | $139,466-12.4% |
| Participation rate | 25.0% | 61.3%-36.3pp | 50.9%-25.9pp | 80.3%-55.3pp |
| Annual return | 18.98% | 7427.77%-7408.8pp | 4251.33%-4232.3pp | 373.66%-354.7pp |
| Employer contribution / active EE | $497 | $1,398-64.5% | $1,053-52.8% | $4,754-89.5% |
| Participant deferral / active EE | $2,422 | $2,555-5.2% | $1,923+25.9% | $6,712-63.9% |
| Admin fee / account holder | $45 | $3,273-98.6% | $2,520-98.2% | $11,409-99.6% |