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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,942 | $110,551-7.8% | $80,741+26.3% | $167,536-39.2% |
| Participation rate | 30.0% | 64.0%-34.0pp | 54.2%-24.2pp | 82.1%-52.1pp |
| Annual return | 9.71% | 120.57%-110.9pp | 87.30%-77.6pp | 478.82%-469.1pp |
| Employer contribution / active EE | $594 | $1,543-61.5% | $1,160-48.8% | $4,839-87.7% |
| Participant deferral / active EE | $3,001 | $2,870+4.5% | $2,145+39.9% | $6,342-52.7% |
| Admin fee / account holder | $40 | $4,547-99.1% | $3,380-98.8% | $12,315-99.7% |