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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,998 | $108,285-24.3% | $77,552+5.7% | $158,982-48.4% |
| Participation rate | 25.0% | 64.4%-39.4pp | 54.2%-29.2pp | 82.0%-57.0pp |
| Annual return | 7.20% | 31.69%-24.5pp | 54.82%-47.6pp | 302.99%-295.8pp |
| Employer contribution / active EE | $191 | $1,325-85.6% | $987-80.6% | $4,763-96.0% |
| Participant deferral / active EE | $414 | $2,455-83.1% | $1,861-77.7% | $5,983-93.1% |
| Admin fee / account holder | $7,491 | $3,709+102.0% | $2,859+162.0% | $11,252-33.4% |