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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,176 | $76,608+94.7% | $56,077+166.0% | $145,877+2.3% |
| Participation rate | 25.0% | 63.2%-38.2pp | 52.5%-27.5pp | 80.3%-55.3pp |
| Annual return | 12.00% | 3009.59%-2997.6pp | 1709.28%-1697.3pp | 551.28%-539.3pp |
| Employer contribution / active EE | $521 | $1,382-62.3% | $1,040-49.9% | $4,663-88.8% |
| Participant deferral / active EE | $2,581 | $2,624-1.7% | $1,954+32.1% | $6,691-61.4% |
| Admin fee / account holder | $47 | $3,325-98.6% | $2,825-98.3% | $13,402-99.6% |