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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,176 | $76,519+95.0% | $56,025+166.3% | $145,897+2.2% |
| Participation rate | 25.0% | 63.2%-38.2pp | 52.5%-27.5pp | 80.3%-55.3pp |
| Annual return | 12.00% | 3017.03%-3005.0pp | 1712.69%-1700.7pp | 552.29%-540.3pp |
| Employer contribution / active EE | $521 | $1,383-62.3% | $1,042-50.0% | $4,663-88.8% |
| Participant deferral / active EE | $2,581 | $2,624-1.7% | $1,955+32.0% | $6,689-61.4% |
| Admin fee / account holder | $47 | $3,331-98.6% | $2,828-98.3% | $13,390-99.6% |