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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,256 | $78,672-26.0% | $109,163-46.6% | $85,856-32.1% |
| Participation rate | 100.0% | 68.3%+31.7pp | 75.9%+24.1pp | 69.3%+30.7pp |
| Annual return | 11.19% | 25.09%-13.9pp | 25.75%-14.6pp | 318.58%-307.4pp |
| Employer contribution / active EE | $6,334 | $2,734+131.7% | $3,723+70.1% | $2,565+146.9% |
| Participant deferral / active EE | $561 | $3,467-83.8% | $4,654-87.9% | $3,952-85.8% |
| Admin fee / account holder | $1,903 | $5,470-65.2% | $6,754-71.8% | $6,261-69.6% |