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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,332 | $57,352-45.4% | $83,831-62.6% | $64,173-51.2% |
| Participation rate | 93.3% | 68.6%+24.7pp | 76.1%+17.2pp | 69.6%+23.8pp |
| Annual return | -5.81% | 11.38%-17.2pp | 850.99%-856.8pp | 7.63%-13.4pp |
| Employer contribution / active EE | $5,195 | $2,546+104.1% | $3,631+43.1% | $2,381+118.2% |
| Participant deferral / active EE | $636 | $2,993-78.7% | $4,082-84.4% | $3,470-81.7% |
| Admin fee / account holder | $3,743 | $4,046-7.5% | $5,479-31.7% | $4,887-23.4% |