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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,714 | $63,346-54.7% | $92,240-68.9% | $70,126-59.1% |
| Participation rate | 97.1% | 68.7%+28.5pp | 76.5%+20.7pp | 69.5%+27.6pp |
| Annual return | 16.96% | 530.19%-513.2pp | 176.29%-159.3pp | 73.15%-56.2pp |
| Employer contribution / active EE | $5,349 | $2,471+116.5% | $3,680+45.4% | $2,343+128.3% |
| Participant deferral / active EE | $510 | $2,854-82.1% | $3,897-86.9% | $3,332-84.7% |
| Admin fee / account holder | $898 | $3,841-76.6% | $5,194-82.7% | $4,645-80.7% |