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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,093 | $65,364-37.1% | $92,909-55.8% | $72,975-43.7% |
| Participation rate | 96.4% | 68.3%+28.1pp | 76.0%+20.4pp | 69.5%+26.9pp |
| Annual return | 17.80% | 42.11%-24.3pp | 109.44%-91.6pp | 81.01%-63.2pp |
| Employer contribution / active EE | $6,004 | $2,594+131.4% | $3,653+64.3% | $2,440+146.0% |
| Participant deferral / active EE | $551 | $3,128-82.4% | $4,238-87.0% | $3,608-84.7% |
| Admin fee / account holder | $2,375 | $4,251-44.1% | $5,795-59.0% | $5,124-53.6% |