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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,037 | $105,145+16.1% | $94,664+28.9% | $139,466-12.5% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 15.61% | 38.09%-22.5pp | 156.84%-141.2pp | 373.66%-358.1pp |
| Employer contribution / active EE | $6,273 | $4,107+52.7% | $3,673+70.8% | $4,754+31.9% |
| Participant deferral / active EE | $7,116 | $7,599-6.4% | $7,417-4.1% | $6,712+6.0% |
| Admin fee / account holder | $8,881 | $8,972-1.0% | $7,222+23.0% | $11,409-22.2% |