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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,159 | $124,187+45.1% | $108,410+66.2% | $167,518+7.5% |
| Participation rate | 100.0% | 82.3%+17.7pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 11.33% | 1379.80%-1368.5pp | 905.34%-894.0pp | 478.71%-467.4pp |
| Employer contribution / active EE | $9,518 | $4,187+127.3% | $3,558+167.5% | $4,838+96.7% |
| Participant deferral / active EE | $9,722 | $6,908+40.7% | $6,562+48.2% | $6,342+53.3% |
| Admin fee / account holder | $682 | $9,456-92.8% | $7,296-90.7% | $12,312-94.5% |