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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,983 | $115,917+58.7% | $100,535+83.0% | $158,982+15.7% |
| Participation rate | 88.9% | 81.6%+7.3pp | 79.4%+9.5pp | 82.0%+6.9pp |
| Annual return | 14.86% | 34.80%-19.9pp | 30.90%-16.0pp | 302.99%-288.1pp |
| Employer contribution / active EE | $7,315 | $4,105+78.2% | $3,419+114.0% | $4,763+53.6% |
| Participant deferral / active EE | $8,419 | $6,677+26.1% | $6,271+34.2% | $5,983+40.7% |
| Admin fee / account holder | $578 | $11,002-94.7% | $8,085-92.8% | $11,252-94.9% |