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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,244 | $107,941+92.0% | $91,994+125.3% | $152,897+35.5% |
| Participation rate | 80.0% | 81.2%-1.2pp | 78.6%+1.4pp | 82.5%-2.5pp |
| Annual return | 18.99% | 89.28%-70.3pp | 69.04%-50.1pp | 345.43%-326.4pp |
| Employer contribution / active EE | $1,508 | $4,212-64.2% | $3,453-56.3% | $4,764-68.3% |
| Participant deferral / active EE | $7,209 | $6,366+13.3% | $5,924+21.7% | $5,851+23.2% |
| Admin fee / account holder | $1,528 | $10,521-85.5% | $7,744-80.3% | $11,599-86.8% |