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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,761 | $159,978+24.9% | $147,041+35.9% | $145,978+36.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 16.62% | 98.36%-81.7pp | 419.21%-402.6pp | 550.52%-533.9pp |
| Employer contribution / active EE | $11,893 | $5,288+124.9% | $4,935+141.0% | $4,662+155.1% |
| Participant deferral / active EE | $12,923 | $8,429+53.3% | $8,071+60.1% | $6,690+93.2% |
| Admin fee / account holder | $4,155 | $15,053-72.4% | $13,006-68.1% | $13,400-69.0% |