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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,455 | $101,063+19.2% | $81,473+47.8% | $147,586-18.4% |
| Participation rate | 100.0% | 74.5%+25.5pp | 68.0%+32.0pp | 82.8%+17.2pp |
| Annual return | 17.66% | 32.41%-14.7pp | 38.78%-21.1pp | 578.59%-560.9pp |
| Employer contribution / active EE | $9,055 | $3,206+182.5% | $2,568+252.6% | $4,876+85.7% |
| Participant deferral / active EE | $10,513 | $4,242+147.8% | $3,537+197.2% | $5,439+93.3% |
| Admin fee / account holder | $4,541 | $5,812-21.9% | $4,561-0.4% | $10,886-58.3% |