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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,711 | $109,372-3.3% | $89,414+18.2% | $158,966-33.5% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 17.28% | 345.55%-328.3pp | 245.50%-228.2pp | 302.95%-285.7pp |
| Employer contribution / active EE | $14,003 | $3,171+341.5% | $2,586+441.4% | $4,762+194.0% |
| Participant deferral / active EE | $17,950 | $4,598+290.4% | $3,890+361.5% | $5,983+200.0% |
| Admin fee / account holder | $9,923 | $6,156+61.2% | $4,883+103.2% | $11,250-11.8% |