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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,818 | $93,064+23.4% | $74,577+54.0% | $273,972-58.1% |
| Participation rate | 86.7% | 74.9%+11.7pp | 68.1%+18.6pp | 83.0%+3.7pp |
| Annual return | 8.82% | 26.18%-17.4pp | 20.47%-11.7pp | 41.46%-32.6pp |
| Employer contribution / active EE | $6,506 | $3,160+105.9% | $2,525+157.7% | $4,869+33.6% |
| Participant deferral / active EE | $8,040 | $4,160+93.2% | $3,458+132.5% | $5,287+52.1% |
| Admin fee / account holder | $1,763 | $5,273-66.6% | $4,138-57.4% | $10,133-82.6% |