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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,106 | $53,128+15.0% | $86,582-29.4% | $70,126-12.9% |
| Participation rate | 64.5% | 65.3%-0.8pp | 73.5%-9.0pp | 69.5%-5.0pp |
| Annual return | 16.97% | 27.66%-10.7pp | 965.08%-948.1pp | 73.15%-56.2pp |
| Employer contribution / active EE | $1,640 | $2,068-20.7% | $2,839-42.3% | $2,343-30.0% |
| Participant deferral / active EE | $3,066 | $2,695+13.8% | $3,609-15.0% | $3,332-8.0% |
| Admin fee / account holder | $494 | $3,584-86.2% | $4,904-89.9% | $4,645-89.4% |