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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,509 | $57,330+35.2% | $86,656-10.6% | $75,177+3.1% |
| Participation rate | 55.3% | 63.2%-7.9pp | 71.7%-16.4pp | 67.2%-11.9pp |
| Annual return | 15.02% | 2675.40%-2660.4pp | 593.09%-578.1pp | 160.75%-145.7pp |
| Employer contribution / active EE | $1,774 | $2,316-23.4% | $3,025-41.4% | $2,671-33.6% |
| Participant deferral / active EE | $3,518 | $3,320+6.0% | $4,439-20.8% | $4,126-14.7% |
| Admin fee / account holder | $11,054 | $4,115+168.6% | $5,619+96.7% | $5,651+95.6% |