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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,676 | $61,125+74.5% | $94,057+13.4% | $87,485+21.9% |
| Participation rate | 57.5% | 64.1%-6.6pp | 73.3%-15.8pp | 68.9%-11.4pp |
| Annual return | 15.50% | 35.20%-19.7pp | 480.62%-465.1pp | 26.06%-10.6pp |
| Employer contribution / active EE | $1,741 | $2,136-18.5% | $2,933-40.6% | $2,596-32.9% |
| Participant deferral / active EE | $3,633 | $3,260+11.4% | $4,709-22.9% | $4,274-15.0% |
| Admin fee / account holder | $5,523 | $5,629-1.9% | $7,244-23.8% | $7,775-29.0% |