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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,126 | $54,370+36.3% | $82,763-10.4% | $68,490+8.2% |
| Participation rate | 52.3% | 63.9%-11.6pp | 72.6%-20.2pp | 67.9%-15.6pp |
| Annual return | -15.21% | -13.67%-1.5pp | 702.45%-717.7pp | -7.85%-7.4pp |
| Employer contribution / active EE | $1,561 | $2,219-29.7% | $3,008-48.1% | $2,597-39.9% |
| Participant deferral / active EE | $3,064 | $3,247-5.7% | $4,395-30.3% | $4,028-23.9% |
| Admin fee / account holder | $10,936 | $4,398+148.7% | $5,325+105.4% | $5,403+102.4% |