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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,809 | $82,028+61.9% | $123,105+7.9% | $59,633+122.7% |
| Participation rate | 65.5% | 83.2%-17.7pp | 86.8%-21.3pp | 68.7%-3.2pp |
| Annual return | -0.37% | 5.12%-5.5pp | 13.22%-13.6pp | 2041.45%-2041.8pp |
| Employer contribution / active EE | $0 | $3,297-100.0% | $5,151-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $8,565 | $4,667+83.5% | $6,229+37.5% | $3,192+168.4% |
| Admin fee / account holder | $1,286 | $5,879-78.1% | $9,014-85.7% | $4,297-70.1% |