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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,200 | $100,060+76.1% | $149,721+17.7% | $70,126+151.3% |
| Participation rate | 71.0% | 83.6%-12.6pp | 87.1%-16.1pp | 69.5%+1.4pp |
| Annual return | 18.13% | 27.46%-9.3pp | 1501.67%-1483.5pp | 73.15%-55.0pp |
| Employer contribution / active EE | $0 | $3,661-100.0% | $5,444-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $7,748 | $4,982+55.5% | $6,568+18.0% | $3,332+132.5% |
| Admin fee / account holder | $10,521 | $8,285+27.0% | $11,282-6.7% | $4,645+126.5% |