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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,555 | $125,797+66.6% | $170,057+23.2% | $75,177+178.7% |
| Participation rate | 77.1% | 83.6%-6.5pp | 87.0%-9.9pp | 67.2%+9.9pp |
| Annual return | 19.77% | 27.20%-7.4pp | 53.42%-33.6pp | 160.75%-141.0pp |
| Employer contribution / active EE | $0 | $4,616-100.0% | $6,790-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $11,373 | $6,838+66.3% | $10,411+9.2% | $4,126+175.6% |
| Admin fee / account holder | $1,186 | $8,177-85.5% | $12,826-90.8% | $5,651-79.0% |