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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,640 | $123,793+34.6% | $177,848-6.3% | $79,856+108.7% |
| Participation rate | 73.5% | 84.7%-11.1pp | 87.7%-14.2pp | 69.6%+3.9pp |
| Annual return | 12.38% | 22.82%-10.4pp | 48.33%-35.9pp | 31.71%-19.3pp |
| Employer contribution / active EE | $0 | $4,095-100.0% | $5,919-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $10,990 | $5,956+84.5% | $7,714+42.5% | $3,741+193.8% |
| Admin fee / account holder | $37,296 | $7,243+415.0% | $12,431+200.0% | $5,306+602.8% |