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| Provider | Service type | Compensation |
|---|---|---|
WITHUMSMITH+BROWN, PC1 year Filed as: WITHUM Service code 10 · EIN 22-2027092 | Accounting | $7,500 |
Service code 37 · EIN 04-2647786 | Loan Processing | $3,025 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,860 | $31,424+23.7% | $81,473-52.3% | $69,631-44.2% |
| Participation rate | 44.9% | 50.8%-6.0pp | 68.0%-23.1pp | 70.7%-25.8pp |
| Annual return | 20.33% | 22.44%-2.1pp | 38.78%-18.5pp | 27571.02%-27550.7pp |
| Employer contribution / active EE | $333 | $1,029-67.6% | $2,568-87.0% | $2,032-83.6% |
| Participant deferral / active EE | $1,977 | $1,838+7.6% | $3,537-44.1% | $3,224-38.7% |
| Admin fee / account holder | $67 | $103-34.7% | $4,561-98.5% | $110-39.3% |