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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $7,859 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,895 | $40,435-16.2% | $80,648-58.0% | $74,473-54.5% |
| Participation rate | 63.6% | 47.4%+16.2pp | 67.0%-3.4pp | 70.7%-7.1pp |
| Annual return | 25.28% | 165.22%-139.9pp | 937.21%-911.9pp | 34.36%-9.1pp |
| Employer contribution / active EE | $426 | $1,498-71.6% | $2,724-84.4% | $2,638-83.9% |
| Participant deferral / active EE | $2,345 | $2,673-12.3% | $4,443-47.2% | $4,530-48.2% |
| Admin fee / account holder | $24 | $721-96.7% | $5,382-99.6% | $347-93.1% |