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| Provider | Service type | Compensation |
|---|---|---|
WITHUMSMITH+BROWN, PC3 years Filed as: WITHUM Service code 10 · EIN 22-2027092 | Accounting | $9,000 |
Service code 37 · EIN 04-2647786 | Loan Processing | $4,225 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,253 | $40,522-5.6% | $84,637-54.8% | $67,582-43.4% |
| Participation rate | 44.8% | 51.1%-6.3pp | 68.2%-23.4pp | 71.3%-26.5pp |
| Annual return | 23.48% | 32.72%-9.2pp | 258.82%-235.3pp | 378.57%-355.1pp |
| Employer contribution / active EE | $356 | $1,146-69.0% | $2,653-86.6% | $2,148-83.4% |
| Participant deferral / active EE | $2,082 | $2,132-2.3% | $3,900-46.6% | $3,539-41.2% |
| Admin fee / account holder | $70 | $145-52.1% | $4,914-98.6% | $142-51.1% |