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| Provider | Service type | Compensation |
|---|---|---|
WITHUMSMITH+BROWN, PC1+ years Filed as: WITHUMSMITH BROWN PC Service code 10 · EIN 22-2027092 | Accounting | $7,150 |
Service code 37 · EIN 04-2647786 | Loan Processing | $3,300 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,643 | $31,109+1.7% | $67,704-53.3% | $52,331-39.5% |
| Participation rate | 40.7% | 54.0%-13.3pp | 67.5%-26.9pp | 68.1%-27.4pp |
| Annual return | -0.47% | 23.70%-24.2pp | 25.41%-25.9pp | 4.54%-5.0pp |
| Employer contribution / active EE | $270 | $1,076-74.9% | $2,559-89.5% | $1,882-85.7% |
| Participant deferral / active EE | $1,484 | $1,970-24.7% | $3,585-58.6% | $3,022-50.9% |
| Admin fee / account holder | $80 | $466-82.9% | $4,255-98.1% | $592-86.5% |