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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,064 | $127,387+16.2% | $115,038+28.7% | $125,389+18.1% |
| Participation rate | 62.5% | 84.2%-21.7pp | 81.4%-18.9pp | 83.2%-20.7pp |
| Annual return | -1.37% | 31.28%-32.7pp | 26.14%-27.5pp | 282.24%-283.6pp |
| Employer contribution / active EE | $3,366 | $5,166-34.8% | $4,608-26.9% | $4,866-30.8% |
| Participant deferral / active EE | $6,535 | $6,423+1.7% | $6,026+8.4% | $5,352+22.1% |
| Admin fee / account holder | $3,915 | $9,516-58.9% | $8,175-52.1% | $9,541-59.0% |