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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,955 | $150,447+9.0% | $136,298+20.3% | $147,586+11.1% |
| Participation rate | 70.0% | 84.4%-14.4pp | 81.9%-11.9pp | 82.8%-12.8pp |
| Annual return | 15.25% | 1049.15%-1033.9pp | 5156.27%-5141.0pp | 578.59%-563.3pp |
| Employer contribution / active EE | $3,163 | $5,256-39.8% | $4,696-32.7% | $4,876-35.1% |
| Participant deferral / active EE | $6,741 | $6,631+1.7% | $6,247+7.9% | $5,439+23.9% |
| Admin fee / account holder | $313 | $10,906-97.1% | $9,244-96.6% | $10,886-97.1% |