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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,204 | $138,114+36.3% | $125,391+50.1% | $134,545+39.9% |
| Participation rate | 64.3% | 84.5%-20.2pp | 82.4%-18.1pp | 81.2%-16.9pp |
| Annual return | -16.56% | 750.88%-767.4pp | 572.41%-589.0pp | 418.37%-434.9pp |
| Employer contribution / active EE | $1,939 | $5,246-63.0% | $4,816-59.7% | $4,742-59.1% |
| Participant deferral / active EE | $6,259 | $7,801-19.8% | $7,448-16.0% | $6,401-2.2% |
| Admin fee / account holder | $3,212 | $11,570-72.2% | $10,009-67.9% | $11,431-71.9% |