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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,344 | $157,304+7.0% | $141,197+19.2% | $152,909+10.1% |
| Participation rate | 75.0% | 84.8%-9.8pp | 82.5%-7.5pp | 82.5%-7.5pp |
| Annual return | 19.80% | 64.34%-44.5pp | 71.41%-51.6pp | 345.46%-325.7pp |
| Employer contribution / active EE | $2,063 | $5,263-60.8% | $4,736-56.4% | $4,764-56.7% |
| Participant deferral / active EE | $5,257 | $7,111-26.1% | $6,710-21.7% | $5,851-10.2% |
| Admin fee / account holder | $723 | $12,126-94.0% | $10,265-93.0% | $11,601-93.8% |