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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,828 | $92,743-19.3% | $82,744-9.6% | $134,532-44.4% |
| Participation rate | 81.0% | 75.2%+5.8pp | 72.6%+8.4pp | 81.2%-0.3pp |
| Annual return | -12.64% | 946.63%-959.3pp | 702.22%-714.9pp | 418.27%-430.9pp |
| Employer contribution / active EE | $2,503 | $3,273-23.5% | $3,008-16.8% | $4,741-47.2% |
| Participant deferral / active EE | $4,587 | $4,802-4.5% | $4,395+4.4% | $6,401-28.3% |
| Admin fee / account holder | $4,030 | $5,977-32.6% | $5,325-24.3% | $11,429-64.7% |