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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,860 | $104,937-45.8% | $84,628-32.8% | $152,897-62.8% |
| Participation rate | 78.3% | 74.8%+3.4pp | 68.2%+10.0pp | 82.5%-4.2pp |
| Annual return | 17.76% | 373.88%-356.1pp | 258.80%-241.0pp | 345.43%-327.7pp |
| Employer contribution / active EE | $2,256 | $3,303-31.7% | $2,653-15.0% | $4,764-52.6% |
| Participant deferral / active EE | $3,365 | $4,690-28.2% | $3,900-13.7% | $5,851-42.5% |
| Admin fee / account holder | $1,167 | $6,243-81.3% | $4,914-76.2% | $11,599-89.9% |