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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,381 | $135,956-72.5% | $123,894-69.8% | $273,972-86.4% |
| Participation rate | 95.5% | 84.1%+11.4pp | 81.4%+14.0pp | 83.0%+12.4pp |
| Annual return | 10.70% | 56.63%-45.9pp | 47.52%-36.8pp | 41.46%-30.8pp |
| Employer contribution / active EE | $2,207 | $5,170-57.3% | $4,617-52.2% | $4,869-54.7% |
| Participant deferral / active EE | $3,225 | $6,343-49.2% | $5,984-46.1% | $5,287-39.0% |
| Admin fee / account holder | $3,150 | $9,817-67.9% | $8,357-62.3% | $10,133-68.9% |