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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,063 | $109,372-41.4% | $89,414-28.4% | $158,966-59.7% |
| Participation rate | 82.6% | 74.3%+8.3pp | 68.0%+14.6pp | 82.0%+0.6pp |
| Annual return | 9.74% | 345.55%-335.8pp | 245.50%-235.8pp | 302.95%-293.2pp |
| Employer contribution / active EE | $2,437 | $3,171-23.2% | $2,586-5.8% | $4,762-48.8% |
| Participant deferral / active EE | $4,040 | $4,598-12.1% | $3,890+3.9% | $5,983-32.5% |
| Admin fee / account holder | $6,448 | $6,156+4.7% | $4,883+32.0% | $11,250-42.7% |