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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,024 | $28,624-65.0% | $53,647-81.3% | $82,637-87.9% |
| Participation rate | 84.1% | 47.3%+36.9pp | 56.3%+27.8pp | 68.1%+16.1pp |
| Annual return | 15.92% | 664.98%-649.1pp | 358.33%-342.4pp | 53.51%-37.6pp |
| Employer contribution / active EE | $468 | $637-26.5% | $962-51.3% | $2,552-81.7% |
| Participant deferral / active EE | $578 | $1,196-51.7% | $1,813-68.1% | $4,126-86.0% |
| Admin fee / account holder | $802 | $2,022-60.3% | $2,460-67.4% | $7,339-89.1% |