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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,651 | $27,800-79.7% | $58,561-90.4% | $71,511-92.1% |
| Participation rate | 75.2% | 34.6%+40.7pp | 50.9%+24.4pp | 67.9%+7.3pp |
| Annual return | 13.12% | 26.80%-13.7pp | 4251.33%-4238.2pp | 28.86%-15.7pp |
| Employer contribution / active EE | $287 | $632-54.5% | $1,053-72.7% | $2,589-88.9% |
| Participant deferral / active EE | $356 | $1,208-70.5% | $1,923-81.5% | $4,291-91.7% |
| Admin fee / account holder | $1,544 | $1,637-5.7% | $2,520-38.8% | $1,588-2.8% |