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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,741 | $32,037-50.9% | $69,182-77.2% | $62,881-75.0% |
| Participation rate | 25.6% | 43.4%-17.8pp | 55.1%-29.5pp | 69.3%-43.7pp |
| Annual return | 9.25% | 15.16%-5.9pp | -21.93%+31.2pp | 20.14%-10.9pp |
| Employer contribution / active EE | $373 | $679-45.1% | $1,206-69.1% | $2,281-83.7% |
| Participant deferral / active EE | $454 | $1,185-61.7% | $1,897-76.1% | $3,203-85.8% |
| Admin fee / account holder | $190 | $2,608-92.7% | $2,697-92.9% | $4,296-95.6% |