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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,920 | $107,030-82.3% | $73,550-74.3% | $147,586-87.2% |
| Participation rate | 90.5% | 66.4%+24.1pp | 54.9%+35.5pp | 82.8%+7.6pp |
| Annual return | 17.09% | 38.25%-21.2pp | -15.16%+32.3pp | 578.59%-561.5pp |
| Employer contribution / active EE | $1,298 | $1,760-26.3% | $1,219+6.5% | $4,876-73.4% |
| Participant deferral / active EE | $1,584 | $2,458-35.6% | $1,804-12.2% | $5,439-70.9% |
| Admin fee / account holder | $1,854 | $3,055-39.3% | $2,320-20.1% | $10,886-83.0% |