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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,305 | $30,732-60.0% | $59,496-79.3% | $59,633-79.4% |
| Participation rate | 28.6% | 43.2%-14.6pp | 54.6%-26.0pp | 68.7%-40.1pp |
| Annual return | 3.14% | 4.47%-1.3pp | 182.05%-178.9pp | 2041.45%-2038.3pp |
| Employer contribution / active EE | $353 | $631-44.0% | $1,153-69.4% | $2,203-84.0% |
| Participant deferral / active EE | $428 | $1,183-63.9% | $1,829-76.6% | $3,192-86.6% |
| Admin fee / account holder | $160 | $2,136-92.5% | $2,232-92.8% | $4,297-96.3% |