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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,555 | $127,387+86.5% | $115,038+106.5% | $125,389+89.5% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -0.26% | 31.28%-31.5pp | 26.14%-26.4pp | 282.24%-282.5pp |
| Employer contribution / active EE | $11,039 | $5,166+113.7% | $4,608+139.6% | $4,866+126.9% |
| Participant deferral / active EE | $10,862 | $6,423+69.1% | $6,026+80.2% | $5,352+103.0% |
| Admin fee / account holder | $41,973 | $9,516+341.1% | $8,175+413.4% | $9,541+339.9% |