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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,317 | $148,629+46.9% | $135,982+60.5% | $139,487+56.5% |
| Participation rate | 90.0% | 83.9%+6.1pp | 81.9%+8.1pp | 80.3%+9.7pp |
| Annual return | 11.81% | 79.33%-67.5pp | 68.32%-56.5pp | 373.84%-362.0pp |
| Employer contribution / active EE | $8,104 | $5,247+54.5% | $4,859+66.8% | $4,755+70.4% |
| Participant deferral / active EE | $11,019 | $8,102+36.0% | $7,760+42.0% | $6,713+64.2% |
| Admin fee / account holder | $102,317 | $12,406+724.7% | $10,767+850.3% | $11,407+796.9% |