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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,673 | $157,304+100.7% | $141,197+123.6% | $152,909+106.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 19.64% | 64.34%-44.7pp | 71.41%-51.8pp | 345.46%-325.8pp |
| Employer contribution / active EE | $11,480 | $5,263+118.1% | $4,736+142.4% | $4,764+141.0% |
| Participant deferral / active EE | $12,808 | $7,111+80.1% | $6,710+90.9% | $5,851+118.9% |
| Admin fee / account holder | $9,719 | $12,126-19.8% | $10,265-5.3% | $11,601-16.2% |