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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,451 | $135,956+76.1% | $123,894+93.3% | $273,972-12.6% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 6.71% | 56.63%-49.9pp | 47.52%-40.8pp | 41.46%-34.7pp |
| Employer contribution / active EE | $8,260 | $5,170+59.8% | $4,617+78.9% | $4,869+69.7% |
| Participant deferral / active EE | $9,814 | $6,343+54.7% | $5,984+64.0% | $5,287+85.6% |
| Admin fee / account holder | $7,663 | $9,817-21.9% | $8,357-8.3% | $10,133-24.4% |